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Long-Term Care Insurance

Protect your independence and your assets with the right long-term care insurance coverage.

About

Long-Term Care Insurance

Long-term care insurance protects your retirement savings and your family from the potentially devastating costs of extended care services.

We evaluate your long-term care risk and help you select coverage that protects your assets while ensuring access to quality care. We coordinate your insurance strategy with your broader financial and estate plan.

Long-Term Care Insurance Options:

  • Traditional LTC Insurance: Standalone long-term care policies
  • Hybrid Policies: Life insurance or annuity with LTC benefits
  • Partnership Policies: State-qualified policies with Medicaid protection

Key Coverage Considerations:

  • Benefit Amount: Daily or monthly benefit for care costs
  • Benefit Period: How long benefits will be paid
  • Inflation Protection: Keeping pace with rising care costs
  • Care Settings: Home care, assisted living, and nursing facility coverage
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Long-term care insurance

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